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Deed fraud can cause vulnerable Detroiters to lose their homes – here’s why it’s hard to catch the thieves

June 23, 2026

Kim Page purchased a brick house in Detroit for $3,800 in 2021 and invested $27,000 in repairs, fulfilling her lifelong dream of homeownership. However, in 2024, she discovered she had become a victim of deed fraud when scammers forged documents to falsely claim ownership of her property, changed the locks, and locked her out. Deed fraud, where criminals use forged signatures to fraudulently transfer property titles, is a growing nationwide problem that particularly affects vulnerable populations including elderly, low-income, and minority homeowners in cities like Detroit where cash sales are common and many properties owe back taxes.

Who is affected

  • Kim Page, a 42-year-old Detroit homeowner and hospital transporter who lost access to her home
  • Elderly homeowners, low-income homeowners, and minority homeowners who are disproportionately targeted
  • Families dealing with inherited homes
  • Property owners in Detroit and Wayne County, where over 2,300 cases have been opened since 2005
  • 58,141 victims nationwide who reported $1.3 billion in losses from real estate crimes between 2019-2023
  • More than 100,000 Detroit residents who lost homes to tax foreclosure between 2009-2015
  • Black borrowers and residents in predominantly Black neighborhoods where homes are systematically undervalued
  • A man who was evicted from his own home after a fraudulent deed was filed (case from July 2023)
  • Unsuspecting buyers and investors who may purchase fraudulently transferred properties

What action is being taken

  • The Wayne County Register of Deeds' Mortgage and Deed Fraud Unit is tracking inquiries and has opened over 2,300 cases since 2005
  • The county has opened an investigation into Kim Page's case (though it remains unresolved)
  • Author Donovan McCarty is representing Kim Page and has represented dozens of deed fraud victims
  • McCarty is working with lawmakers and stakeholders to develop comprehensive legislation in Michigan
  • McCarty's clinic is working with computer scientists to evaluate whether artificial intelligence tools could flag suspicious filings
  • Twenty-one states have enacted deed fraud legislation, and 15 more have proposed it
  • Some jurisdictions are implementing fraud alert systems to notify owners when documents affecting their property are recorded

Why it matters

  • This issue matters because deed fraud exploits systemic vulnerabilities in property recording systems that disproportionately harm vulnerable populations who have already faced historical housing discrimination and economic disadvantages. Detroit's predominantly Black population faces compounded risks due to systematic home undervaluation, limited access to traditional mortgage financing, widespread cash sales without institutional oversight, and the aftermath of unlawful tax foreclosures that overtaxed homeowners by at least $600 million. The administrative nature of property recording—which accepts documents based on technical formatting rather than authenticity—allows fraudulent deeds to enter public records unchallenged, while victims must navigate complex, expensive, and time-consuming legal proceedings to reclaim their own homes. The issue represents a intersection of procedural injustice and housing inequality that can strip people of their life savings, stability, and the wealth-building opportunity that homeownership represents, with particularly devastating effects in communities already destabilized by foreclosure crises and economic hardship.

What's next

  • Bills addressing deed fraud are expected to be introduced in Michigan later this year, with the author working alongside lawmakers and stakeholders on comprehensive legislation. The Housing Justice Clinic is exploring technology solutions to identify fraudulent deeds already in the record and potentially prevent fraudulent documents from being accepted in the future. Kim Page's legal case remains ongoing and unresolved, with no timeline provided for resolution of either her ownership dispute or the $50,000 counter-lawsuit against her.

Read full article from source: bridgedetroit.com

Deed fraud can cause vulnerable Detroiters to lose their homes – here’s why it’s hard to catch the thieves