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Detroit’s $25K down payment assistance program re-opens: How to apply

March 12, 2026

Detroit is launching the third round of its Down Payment Assistance program, offering eligible residents up to $25,000 to help purchase homes, with priority given to those impacted by flooding in August 2023. The initiative, which has already helped 794 families buy homes in previous rounds, will support an additional 450 applicants using $9 million in federal funding from HUD's Community Development Block Grant programs. Mayor Mary Sheffield emphasized that down payments, rather than monthly mortgage costs, represent the primary barrier to homeownership for many Detroit residents.

Who is affected

  • Detroit residents seeking to purchase homes
  • The 794 households who already received assistance in previous rounds
  • Up to 450 new applicants who can participate in the third round
  • Residents affected by floods in August 2023 (prioritized group)
  • Families looking to build generational wealth through homeownership

What action is being taken

  • The city of Detroit is re-opening and accepting applications for the Down Payment Assistance program
  • Applications are being reviewed on a first-come, first-served basis
  • National Faith Homebuyers nonprofit is administering the program
  • The city is prioritizing applications from 2023 flood victims who submit DWSD or FEMA claims

Why it matters

  • This program addresses the primary barrier to homeownership in Detroit by providing substantial down payment assistance, making home purchases accessible to residents who can afford monthly mortgage payments but lack savings for upfront costs. Homeownership enables families to build generational wealth that can be transferred to future generations and creates family stability. The program represents a significant investment in Detroit's residents and neighborhoods, having already helped nearly 800 families achieve homeownership.

What's next

  • Prospective applicants should visit detroitmi.gov/DPA to access detailed information and submit applications
  • Interested applicants can call the Detroit Housing Resource HelpLine at 866-313-2520 for assistance
  • Applications will continue to be processed on a first-come, first-served basis until the 450 slots are filled

Read full article from source: bridgedetroit.com