What’s Behind the Medicare Advantage Care Gap for California’s Black Seniors

Medicare Advantage, a localized version of federal Medicare insurance offered through private companies, presents significant access disparities for Black seniors in California despite its popularity and growing enrollment. While these plans often provide comprehensive benefits including dental, vision, and transportation services with low or no premiums, Black beneficiaries frequently encounter obstacles such as difficulty accessing specialists, lower-quality plans, and limited availability of Black physicians. The complexity of plan selection, combined with inadequate coverage for chronic conditions common in Black communities, means many seniors struggle to receive necessary care even when insured.